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Old vs New Tax Regime Calculator

Compare Old and New Income Tax Regime for FY 2025-26. See which regime saves you more tax with a detailed breakdown.

Calculations based on FY 2025–26 (AY 2026–27) tax slabs including Budget 2025 changes. New regime: no tax up to ₹12 lakh income.

Old Regime Deductions (leave blank if not applicable)

How it works

Enter your gross annual income, indicate whether you're salaried, and fill in your Old Regime deductions (80C, HRA, 80D, other). The calculator computes your taxable income and final tax liability under both regimes using FY 2025-26 slabs, including the Budget 2025 update where no tax is levied up to ₹12 lakh under the New Regime.

Why use this tool?

Every salaried Indian must choose between the Old and New Tax Regime at the start of each financial year. This free Old vs New Tax Regime calculator shows exactly which regime saves you more money, with a side-by-side breakdown of taxable income, deductions, and final tax payable.

Frequently Asked Questions

Which tax regime is better for me?
It depends on your deductions. If you claim HRA, 80C, 80D and other deductions totalling more than ₹3.75 lakh, the old regime is usually better. Otherwise the new regime tends to save more tax.
What is the 87A rebate?
Section 87A provides a tax rebate of up to ₹12,500 under the old regime (for income up to ₹5L) and up to ₹25,000 under the new regime (for income up to ₹12L).
Does this calculator include cess?
Yes. A 4% health and education cess is applied on the calculated tax in both regimes.
Is this for FY 2025-26?
Yes, the slabs and rebates are updated for FY 2025-26 (AY 2026-27) as per the latest Union Budget.
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