SIP Calculator
Calculate the maturity value of your monthly SIP investments over time.
How it works
Enter your monthly SIP investment amount, expected annual return rate, and investment duration in years. The SIP calculator uses the compound interest formula for recurring investments to show your total invested amount, estimated returns, and final maturity value.
Why use this tool?
SIP (Systematic Investment Plan) is the most popular way to invest in mutual funds in India. This free SIP calculator helps first-time investors and experienced investors plan their wealth creation goals.
Frequently Asked Questions
What is SIP?
SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly (monthly) in a mutual fund. It benefits from rupee cost averaging and compounding.
What return rate should I use?
Historical long-term average for equity mutual funds in India is around 12% annually. Use 10–12% for conservative estimates.
Is the return guaranteed?
No. Mutual fund returns are market-linked and not guaranteed. The calculator shows estimates based on an assumed rate of return.
Is this calculator free?
Yes, free to use with no sign-up required.
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